-- Download Resources -- Application: Home Application: Business Product Specific Unacceptable Secured – Tier 1 and Tier 2 - Private purchases - must buy from a registered dealer or auction - Used motorcycles - Personal watercraft (jet skis) - Used vehicles > 20% above Glass's Guide wholesale price - Grey import (non-compliant) - Applicant without current Australian drivers licence Unsecured – Deposit Gap Loan - Combined LVR above 105% on home purchase - Construction loans unless part of initial house and land package - Bridging loans Payment to any entity other than solicitor’s trust account or vendor - “Off the plan” purchase Unsecured – Personal Loan - Debt consolidation > 4 debts - Debt consolidation if existing debts in arrears or over limits - Third party payments, except existing credit providers for debt consolidation - Payments to pay day lenders General criteria Unacceptable Residential status - No fixed address - Living in a caravan or boat - More than 2 addresses within last 12 months - Remote or inaccessible location Income - Gross annual income < $25,000 - Gross annual income less than 2 x loan amount for an unsecured loan Employment - On probation or part time or casual < 6 months - Current + previous < 1 year - > 3 jobs in last 2 years - Working less than 20 hours per week - If self employed, must have ABN and minimum 12 months trading Credit History - Unpaid default or lender default, even if paid - Paid default within last 12 months - More than 1 paid default - New credit file - 6 similar enquiries in the past 6 months - Bankruptcy or default judgement • Recent pay day lender enquiry Home Page | Resellers | About us | Products | Contact us © Truerent 2006. All rights reserved. Another E-Impressions Site